First Time Homeowner – Day 4 G2KM Blog Challenge

How many of you own a home?  That’s a funny question to ask, isn’t it?  Let’s narrow it down, how many of you were 18 when you owned your own home? I was. To keep everything in perspective, you have to realize I was 17 when we got married.  Even today, I feel like this is an accomplishment and a blessing from God.

It was 1980, inflation was horrible.  We spent the first year of our marriage renting a small trailer.  Renting was like throwing your money away, in our opinion. We didn’t have anything to show for it, except for a roof over our heads and that roof didn’t even belong to us. However, interest rates were astronomical and we were certain we would never be able to get a home loan with the way the economy was.

Thankfully, my husband’s brother told us about a government loan designed for first time home owners which had a low, fixed interest rate.  We applied for the loan and we were eligible.  However, time was running out with the deadline to use the money or lose it approached.

We spent much of the summer of 1980 looking at homes to no avail.  We felt such disappointment. Our dreams of getting into a home looked pretty slim.  Finally one day with our realtor with only a few days left, we went out to look at two homes.  The first one had been badly abused, but the second one I knew instantly it was the one for us.  Our hopes soared.  We made an offer on the house lower than what the owner was asking, he came back with a price less than the original asking price, but more than what we offered.  So,  we threw in an acceptable counter-offer to make the buy.

That was 31 years ago and we are still in the same quaint spot.  It’s about time for us to upgrade for future expansion our family — sons-in-laws, a daughter-in-law, and grandchildren.  Hopefully, we’ll have time to get situated into a new place before all this occurs and if not, we’ll make out until such time.  The Bible teaches us here is a time and season for all things. I’m believing in those words.

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